We are approved by the Financial Services Authority and can offer a wide range of finance products, designed to be flexible to your requirements. We have the expertise to ensure you make the right decision. Whether you are choosing a car as a private individual or for your business, we have numerous options available. Detailed below are some of the more popular finance options and we will be happy to speak to you about these and any other options that may be available.
Personal Contract Purchase
This is the most popular way to pay for a car and is ideal for customers who wish to change their car regularly taking away the worry of depreciation. Low deposits and lower monthly payments are usually available, together with the option of changing your car more frequently than traditional finance options.
Hire Purchase
This is the most straightforward method of purchase and is ideal for a customer who desires outright ownership of their car and probably changes their car at intervals of greater than 48 months. For some cars we are able to offer a final "balloon" payment which can reduce your monthly payments. Personal Contract Hire
Available for private individuals, this allows you to run a car without the worry of ownership or depreciation and gives you the option of having a maintenance package so you have no unexpected bills.
Contract Hire
For the business user Contract hire enables the finance company to reclaim the VAT on the car you drive and this saving is passed on to you with reduced rentals. There are also other tax efficiencies available. Maintenance packages are usually taken giving the user fixed priced motoring.
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